
Ready to buy a home, but not sure how to do it the right way?
If you’ve been thinking about buying, researching online, looking at homes, or trying to figure out what you might qualify for, this class was created for you.
Buying your first home can feel confusing when you are trying to understand credit, down payment options, monthly payments, pre-approval, and what steps to take first.
In this free online class, you’ll learn:
âś… Low and zero down payment options that may be available
âś… What lenders look for before approving you
âś… How to create a smart homebuying budget
âś… How to avoid common first-time buyer mistakes
âś… Step-by-step guidance so the process feels clear, not overwhelming
The goal is simple: to give you clear, honest guidance so you can better understand your options and move forward with confidence.
If you want to buy a home and want to do it the right way, this class is a great place to start.

The Walkers thought buying a home was still years away.
They assumed they had to save tens of thousands of dollars before they could even start.
But with the right strategy and access to down payment assistance, they were able to buy much sooner than they expected and move into a home they truly love.

The Lopez family had strong income and were serious about buying, but they still felt unsure about the right path forward.
They wanted clear guidance on what they could qualify for, how to structure the loan, and which programs might help them buy sooner.
Once they had a plan, they were able to move forward with confidence and finally own a home of their own.

Stephan and Margarete had good income and solid credit, but they were unsure what they could comfortably afford.
They did not want to become house poor or make the wrong move.
After reviewing their options, they found a clear path forward and purchased their first home sooner than they expected.

Meet Scott Cooper
Hi, I’m Scott, a mortgage advisor with over 25 years of experience helping people understand their options and find a real path to homeownership.
I know buying a home can feel confusing. A lot of people are not sure where to start, what they qualify for, how much they can afford, or whether buying is even possible right now.
That’s why I created this class.
My goal is to give you clear, honest guidance so you can understand your options, avoid costly mistakes, and know what steps to take next.
If owning a home is something you want, but you are not sure how to get there, this class was created for you.

Scott Cooper, Mortgage Advisor | NMLS# 220458 | CA-DFPI# 220458 | The Lending Collective powered by United American Mortgage Corporation | NMLS# 1942 | www.uamco.com, Licensed by the State of California Department of Real Estate | Equal Housing Opportunity